Whole life insurance is the most common type of permanent insurance. The policy provides a guaranteed death benefit along with guaranteed cash values. Part of each premium payment is applied to the policy's cash value account, which grows on a tax-deferred basis.1
In some cases, whole life policies may also be entitled to policy dividends, declared from the insurer's surplus, and an excess-interest whole life policy may earn an additional amount of interest after a specified period of time. Policy dividends and excess interest payments are NOT guaranteed.
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1Based on current federal income tax laws.
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2727-A Allen Parkway, Houston, TX 77019
The underwriting risks, financial obligations and support functions associated with the products issued by American General Life Insurance Company (AGL) are its responsibility. American General Life Companies, www.americangeneral.com, is the marketing name for the insurance companies and affiliates comprising the domestic life operations of American International Group, Inc., including AGL. AGL does not solicit business in the state of New York. Policies and riders not available in all states.