AIG American General TheStrength

   LIFE INSURANCE  :  UNIVERSAL LIFE
Elite Survivor G
With Elite Survivor G, your coverage is guaranteed1 as long as the cumulative monthly guarantee premium requirement is met — regardless of what happens to interest rates and cash values. And a guaranteed death benefit gives you the long-term security you need in your estate plan.

Pay the guarantee premium from day one or pay a lower premium, based on today’s interest rates,2 to get your coverage started. With Elite Survivor G, you retain the option to catch up the guarantee any time you need to by paying the difference in premiums. Or use Elite Survivor G as a wealth accumulation vehicle and pay the maximum premium to accelerate the tax-deferred growth of your cash values.3 If the insured person survives, then the policy's cash values can be used later to supplement your retirement income. No matter what premium option you choose, you can be confident that your protection is backed by the financial stability and strength of American General Life Insurance Company (American General Life), one of the most trusted names in the life insurance industry.

Policy Highlights

  • No-Lapse Guarantee: The Elite Survivor G policy is guaranteed to remain in force regardless of its cash value, as long as the cumulative monthly guarantee premium requirement is met. If the younger insured is under 50 years old at time of issue, guaranteed coverage will last 50 years; if he or she is 50 or older at issue, the guarantee will last to age 100.
  • Zero-Interest Catch-Up Feature: With the Elite Survivor G guarantee, you don’t necessarily need to pay the monthly guarantee premium from day one. You can start with a lower premium and catch up the unpaid difference at any time — without any interest charge — as long as the policy is in force.
Universal Life Products

AIG Inheritance Life
ContinUL Extend
Elite Index UL
Elite UL
Elite Value Index UL
Elite Survivor
Elite Survivor G
Platinum Protector
    Survivor G

Tools and Resources

Calculators
White Papers
Life Stages
Insurance Basics
Glossary


or call
1-888-543-3371
  • Flexible Death Benefit: Increase or decrease your death benefit to fit your changing needs. Increases and decreases are subject to the policy’s terms and conditions.
  • Premium Payment Options: With Elite Survivor G, you can select a premium payment plan that fits your financial needs and goals. Pay the guarantee premium for lifetime security, pay less than the guarantee and catch up later, or make additional premium payments to accelerate the growth of your cash values.
  • Tax-Deferred Growth: With Elite Survivor G, your cash values accumulate on a tax-deferred basis.3 Use these funds in the future to pay the policy’s premiums, let them offset interest rate fluctuations — or take them out in cash to finance your personal goals.4
  • Issue Ages: 20 - 90
  • Minimum Death Benefit: $250,000

Available Riders

  • Maturity Extension:5 Your coverage will automatically extend past the maturity age of 100 with no policy charges, provided the policy is in force to that point.6

Get more information regarding Elite Survivor G and other American General life insurance products.

1 Provides lifetime coverage from the issue date for the earlier of 50 years or age 100 of the younger insured. Guarantees are subject to the claims-paying ability of the issuing insurance company.
2 Assuming interest rates remain sufficient to sustain policy values.
3 Based on current federal income tax laws.
4 Consult with your tax professional to determine the effect of federal income taxes on your individual situation.
5 Policies may be subject to tax consequences when continued beyond the maturity date. The policy may not qualify as life insurance under the Internal Revenue Code after age 100. Policy owners should consult a qualified tax advisor before electing this option.
6 Available as a rider in Florida.

Policies issued by:
American General Life Insurance Company
A subsidiary company of American International Group, Inc. (AIG)
2727-A Allen Parkway, Houston, TX 77019

Policy Form Number 02109
Maturity Extension Rider Form Numbers 99111, 95110

The underwriting risks, financial obligations and support functions associated with the products issued by American General Life Insurance Company (American General Life) are its responsibility. AIG does not underwrite any insurance policies referenced herein. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders not available in all states.

   Search Site:  
Important AIG American General Legal Notice  |  Contact Us  |  Sitemap  |  Privacy  |  Terms of Use  |  AIG Home   
Copyright © 2002 - 2008 American International Group, Inc. All rights reserved.   Last Updated: 05/27/2008   
Insurance and financial services provided by member companies of American International Group, Inc. AIG member companies also offer Auto Insurance, Life Insurance, Health Insurance, Retirement Planning, Financial Services and numerous other products and services to customers across the globe. Please visit our Life Insurance Resource Center for more information.