You may go through periods in your life when money is tight or when you're not quite sure you want permanent life insurance. Term life insurance is affordable coverage that only lasts for a certain period of time. If you die within the term period and coverage is in force, a death benefit is paid to your beneficiary. If you are still living at the end of the term, protection ceases unless the policy is renewed. There is no "accumulation" element, or cash value with term insurance.
Products issued by American General Life and Accident
Insurance Company.
Products are not available in all states.
The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life and Accident Insurance Company (AGLA) are its responsibility.